UV Insurance Quote in Quebec
5.0 · 268 Google reviewsAdvisors certified by the AMFAn independent firm in Mascouche
UV Insurance is a Quebec insurer offering competitive life insurance products. Compare with more than 20 companies.
- Quebec mutual insurance company
- Personalized service
- Competitive annuity products
- Based in Drummondville since 1874
About UV Insurance
UV Insurance (formerly L’Union-Vie) is a Quebec mutual insurer founded in 1874 and based in Drummondville. UV Insurance specializes in individual life insurance and annuities, with a personalized approach.
UV Insurance is a 100% Quebec mutual founded in 1889 in Drummondville, making it one of the oldest insurance houses in Canada. A pioneer in life insurance for people with diabetes, UV Insurance offers no-medical-exam products designed for profiles that are often turned down elsewhere. Its products are distributed exclusively through independent advisors.
Specialties
Products offered by UV Insurance
- 10-, 20- and 30-year term life insurance
- Permanent life insurance
- Universal life insurance
- No-medical-exam life insurance
- Annuities and retirement products
- Segregated funds
Why consider UV Insurance?
Quebec mutual insurance company
Personalized service
Competitive annuity products
Based in Drummondville since 1874
Pioneer in insurance for people with diabetes
Distributed exclusively through independent advisors
Why compare UV Insurance with other insurers?
Even though UV Insurance offers excellent products, rates and coverage vary considerably from one insurer to the next. An independent advisor certified by the AMF can compare UV Insurance with more than 20 other companies to make sure you get the best coverage at the best rate.
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All our advisors are certified by the Autorité des marchés financiers (AMF)
Where UV Insurance is the cheapest in our survey
In our survey of October 30, 2026 among the insurers we compare, UV Insurance offers the lowest monthly premium in 26 of 606 combinations (about 4%), for a non-smoker in Quebec. Here they are, by product.
25-year term life insurance (mortgage)
- Woman, age 50, $200,000$60.12
- Man, age 50, $200,000$82.26
20-year term critical illness insurance
- Woman, age 60, $25,000$85.43
- Woman, age 60, $50,000$153.86
- Woman, age 60, $100,000$283.59
- Woman, age 60, $150,000$422.69
- Man, age 60, $25,000$111.02
- Man, age 60, $50,000$203.49
- Man, age 60, $100,000$378.09
- Man, age 60, $150,000$564.44
20-year term life insurance, no medical exam (simplified issue)
- Woman, age 25, $250,000$14.18
- Woman, age 35, $250,000$15.53
- Woman, age 45, $250,000$30.60
- Woman, age 55, $250,000$86.63
- Woman, age 65, $250,000$253.35
- Man, age 25, $250,000$18.45
- Man, age 35, $250,000$19.80
- Man, age 45, $250,000$42.75
- Man, age 55, $250,000$127.13
- Man, age 65, $250,000$379.13
Permanent life insurance, no medical exam (simplified issue)
- Woman, age 45, $50,000$60.39
- Woman, age 45, $100,000$115.38
- Man, age 25, $50,000$33.48
- Man, age 45, $50,000$68.54
- Man, age 45, $100,000$131.67
- Man, age 65, $100,000$397.89
Lowest monthly premium among the insurers surveyed through WinQuote, standard class or simplified issue depending on the product. For guidance only: your rate depends on your profile. Get your actual rate.
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The team behind the service
A small team that serves clients everywhere in Quebec. The person who calls you back works here.
Services financiers Finox inc.: an independent firm
A Quebec financial services firm registered with the Autorité des marchés financiers, based in Mascouche, independent from the insurers. 268 Google reviews, rated 5.0. Your information is used only to prepare your quotes; one person from our team calls you back.
Dany MichaudPartnerAMF no. 243405
Evan Juteau LapierrePartner and senior brokerAMF no. 260856
Étienne LejeuneSenior brokerAMF no. 250008
Alexandre ClémentAssociate advisorAMF no. 250201
Mathis Aubin SavardAdvisorAMF no. 277477
Cédric SénéchalDirector of strategic development and marketing
Kim CôtéProperty and casualty insurance
Zavier BinetteIntern
Émie BélangerAdvisor assistant
Jessica Archambault-LeonaSocial media manager
Questions about UV Insurance
Yes, UV Insurance is a well-established mutual insurer, founded in Quebec in 1874. With more than 145 years of history, it is a solid and reliable company.
UV Insurance offers term, permanent and universal life insurance, annuities and segregated funds. Its products are designed around the needs of Quebecers.
Fill out our free form. A certified advisor will compare UV Insurance with more than 20 other companies to find the best coverage for you.
Yes, UV Insurance is a pioneer in life insurance for people with diabetes. It offers no-medical-exam products and solutions designed for profiles often turned down by other insurers.
UV Insurance is a mutual: it belongs to its members rather than to shareholders. Profits are reinvested for the benefit of members, which translates into competitive products and service focused on clients’ needs.
UV Insurance distributes its products exclusively through independent financial advisors in Quebec. You need to contact an authorized advisor to get a quote.
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