Equitable Insurance Quote in Quebec
5.0 · 268 Google reviewsAdvisors certified by the AMFAn independent firm in Mascouche
Equitable is a Canadian mutual insurer. Compare its products with those of more than 20 companies in Quebec.
- Largest mutual insurer in Canada
- Highly competitive rates
- Complete range of products
- Popular with brokers
About Equitable
Equitable (The Equitable Life Insurance Company of Canada) is the largest mutual life insurer in Canada. Founded in 1920, Equitable stands out for its competitive life insurance products and its member-focused approach.
Equitable is the largest federally regulated mutual life insurance company in Canada, in business since 1920. With $12.7 billion in assets under administration (up 24% in 2025), it stands out for its laddering approach, which combines different term lengths in a single plan. Its mutual structure guarantees that profits are reinvested for policyholders.
Specialties
Products offered by Equitable
- 10-, 15-, 20-, 25- and 30-year term life insurance
- Permanent life insurance (whole and universal)
- Short- and long-term disability insurance
- EquiLiving critical illness insurance (26 conditions)
- Segregated funds
- Laddered plans (combined term lengths)
Why consider Equitable?
Largest mutual insurer in Canada
Highly competitive rates
Complete range of products
Popular with brokers
Laddering approach, unique on the market
EquiLiving covering 26 critical illnesses (up to $2M)
Why compare Equitable with other insurers?
Even though Equitable offers excellent products, rates and coverage vary considerably from one insurer to the next. An independent advisor certified by the AMF can compare Equitable with more than 20 other companies to make sure you get the best coverage at the best rate.
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Where Equitable is the cheapest in our survey
In our survey of October 30, 2026 among the insurers we compare, Equitable offers the lowest monthly premium in 18 of 606 combinations (about 3%), for a non-smoker in Quebec. Here they are, by product.
10-year term life insurance
- Woman, age 55, $250,000$45.67
- Woman, age 70, $100,000$101.77
- Man, age 55, $250,000$61.12
- Man, age 70, $100,000$146.89
Permanent life insurance (premiums payable for life)
- Woman, age 25, $25,000$14.78
- Woman, age 30, $25,000$17.74
- Woman, age 70, $25,000$99.36
- Man, age 25, $25,000$17.23
- Man, age 30, $25,000$20.29
- Man, age 45, $25,000$35.01
- Man, age 65, $25,000$89.86
- Man, age 70, $25,000$117.94
Permanent life insurance, age 50 and over
- Woman, age 70, $25,000$99.36
- Woman, age 75, $25,000$131.42
- Woman, age 80, $25,000$189.93
- Man, age 65, $25,000$89.86
- Man, age 70, $25,000$117.94
- Man, age 75, $25,000$159.48
Lowest monthly premium among the insurers surveyed through WinQuote, standard class or simplified issue depending on the product. For guidance only: your rate depends on your profile. Get your actual rate.
Google reviews from our clients
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The team behind the service
A small team that serves clients everywhere in Quebec. The person who calls you back works here.
Services financiers Finox inc.: an independent firm
A Quebec financial services firm registered with the Autorité des marchés financiers, based in Mascouche, independent from the insurers. 268 Google reviews, rated 5.0. Your information is used only to prepare your quotes; one person from our team calls you back.
Dany MichaudPartnerAMF no. 243405
Evan Juteau LapierrePartner and senior brokerAMF no. 260856
Étienne LejeuneSenior brokerAMF no. 250008
Alexandre ClémentAssociate advisorAMF no. 250201
Mathis Aubin SavardAdvisorAMF no. 277477
Cédric SénéchalDirector of strategic development and marketing
Kim CôtéProperty and casualty insurance
Zavier BinetteIntern
Émie BélangerAdvisor assistant
Jessica Archambault-LeonaSocial media manager
Questions about Equitable
As a mutual, Equitable has no shareholders to pay. The savings are passed on to policyholders in the form of more competitive rates on several products.
Yes, Equitable’s life insurance products are available everywhere in Quebec through independent advisors certified by the AMF.
Use our free form. A certified advisor will compare Equitable with more than 20 other companies and recommend the best option for you.
Laddering lets you combine several term lengths in a single plan. For example, 20 years for your mortgage and 10 years for a car loan, so you pay only for the protection you need.
EquiLiving critical illness insurance covers 26 illnesses and conditions, with additional coverage for 5 childhood illnesses and loss of independent existence. Maximum coverage is $2 million.
Yes. It is the largest federally regulated mutual life insurer in Canada, in business since 1920. With $12.7B in assets and sustained growth, it is a company recognized for its strength.
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