Canada Protection Plan — No medical exam life insurance
5.0 · 268 Google reviewsAdvisors certified by the AMFAn independent firm in Mascouche
Canada’s leader in no-medical-exam life insurance. Coverage up to $500,000 with no blood test or lab work — even with pre-existing conditions.
- No medical exam or blood test
- Up to $500,000 of coverage
- Guaranteed acceptance available
- Subsidiary of Foresters Financial
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Why choose Canada Protection Plan?
CPP is the specialist in coverage accessible to everyone, with no medical exam.
Two ways to get insured with CPP
Depending on your health, an advisor steers you to the best option.
Simplified issue
A few health questions, no physical tests. Offers the highest amounts (up to $500,000) and the best rates.
- ✓ Up to $500,000
- ✓ No blood test
- ✓ Fast approval
Guaranteed issue
No health questions, guaranteed acceptance. Ideal even with significant health conditions or after a refusal elsewhere.
- ✓ Guaranteed acceptance
- ✓ No health questions
- ✓ No refusal possible
How does it work?
Getting an insurance quote has never been easier
Fill out the form
Answer a few questions about your insurance needs in under 2 minutes.
Receive your quotes
A certified advisor reviews your profile and contacts you with the best options.
Compare and save
Choose the offer that suits you best. No obligation, no pressure.
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The team behind the service
A small team that serves clients everywhere in Quebec. The person who calls you back works here.
Services financiers Finox inc.: an independent firm
A Quebec financial services firm registered with the Autorité des marchés financiers, based in Mascouche, independent from the insurers. 268 Google reviews, rated 5.0. Your information is used only to prepare your quotes; one person from our team calls you back.
Dany MichaudPartnerAMF no. 243405
Evan Juteau LapierrePartner and senior brokerAMF no. 260856
Étienne LejeuneSenior brokerAMF no. 250008
Alexandre ClémentAssociate advisorAMF no. 250201
Mathis Aubin SavardAdvisorAMF no. 277477
Cédric SénéchalDirector of strategic development and marketing
Kim CôtéProperty and casualty insurance
Zavier BinetteIntern
Émie BélangerAdvisor assistant
Jessica Archambault-LeonaSocial media manager
Questions about Canada Protection Plan
Canada Protection Plan (CPP) is Canada’s leader in no-medical-exam and simplified issue life insurance. Founded in 1992 and a subsidiary of Foresters Financial, it specializes in coverage up to $500,000 with no blood tests or lab work.
Guaranteed issue insurance asks no health questions and accepts every applicant. Premiums are higher, but it is an option for those who cannot get coverage any other way.
Yes, CPP specializes in no-medical-exam insurance. Several products are designed for people with pre-existing medical conditions, with guaranteed acceptance or simplified issue options.
Yes, Canada Protection Plan offers its products across Quebec, with service in both English and French. CPP has an office in Quebec, and certified advisors can guide you.
Canada Protection Plan is a subsidiary of Foresters Financial. CPP benefits from Foresters’ financial strength while keeping its specialization in no-medical-exam insurance.
Premiums are generally higher than for standard insurance, because the insurer takes on more risk. That is why it is worth comparing CPP with more than 20 companies to find the best coverage-to-cost ratio for your situation.
Canada Protection Plan in Quebec
Canada Protection Plan (CPP) is Canada’s leader in no-medical-exam and simplified issue life insurance. Coverage is available up to $500,000 with no medical exam, blood tests or lab work. A subsidiary of Foresters Financial, CPP is ideal for people with pre-existing medical conditions, newcomers and self-employed workers.
Who is CPP ideal for?
CPP is particularly well suited to people who have been turned down elsewhere, those living with a health condition (high blood pressure, diabetes, a history of heart problems), people aged 50 and over who want to cover their final expenses, and newcomers with no Quebec medical history. It is also an excellent option for anyone who wants fast coverage, with no exam delays.
Why compare CPP with other companies?
Because the insurer takes on more risk without an exam, premiums can vary widely from one company to another for identical coverage. Our service compares CPP free of charge with more than 20 insurance companies operating in Quebec, to make sure you get the best rate for your profile — all with advisors certified by the AMF.
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