Young Quebec family protected by life insurance
Young Parents

If you leave too soon, your family is at risk.

5.0 · 268 Google reviewsAdvisors certified by the AMF

In 2 minutes, get a clear answer on how to protect your family.

“Clear, professional service. I should have done this a long time ago.”

— Marie-Claude, mom of Léo and Julien

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A single advisor certified by the AMF calls you back · Your information is used only for your quotes · No obligation

We understand your reality as a young parent.

Starting a family also means protecting its financial future.

A death, an illness or an accident can wipe out an income overnight. Without proper protection, the family’s responsibilities carry on regardless.

Here is what happens without protection
Scenario 1: If you are no longer there

Your family loses an income. Overnight.

If you die, your family’s financial balance can be broken in an instant.

  • Complete loss of the main income
  • A spouse left alone with all the expenses
  • Not enough savings for the long term
  • The children’s financial future put at risk
👨‍👩‍👧‍👦

Without life insurance

Your family becomes vulnerable.

Life insurance replaces your income and keeps your family financially stable over time.

🏠

The bills keep coming.

Your paycheque doesn’t.

Life insurance replaces your income, keeping your family financially stable over time.

Your family’s needs, however, don’t stop.

Even if you are no longer there, the family’s responsibilities stay exactly the same, whatever the circumstances.

  • Mortgage or rent
  • Food and essentials
  • Daycare, school and activities
  • The family’s everyday expenses
Family gathered together
Scenario 2: What most parents overlook

What if you are still here, but unable to work?

Most income interruptions don’t come from a death, but from an illness or an injury.

📉

Income can drop or stop altogether

💸

Family expenses keep going

😰

Financial stress piles onto emotional stress

Disability insurance complements life insurance by protecting your income while you are alive.

While you’re reading this...

Thousands of families lose their income every year because of a death, an illness or an accident.

1 in 3

Canadians will experience a disability before age 65

48%

Of families have no life insurance at all

5-10x

Annual income is the recommended coverage

Estimates — for illustration only

Good news

There are simple solutions to protect your family, both in case of death and in case of disability.

At Finox, we look at your situation simply. No complicated jargon. No pressure. Clear advice, tailored to your family situation.

A Finox advisor helps you:

  • Understand how to protect your family with life insurance designed to replace your income
  • Navigate disability insurance if it makes sense for your situation
  • Identify a solution aligned with your needs and your budget as a young parent

You leave with a clear answer, not guesswork.

Protect my family now

No obligation. A call of 10 minutes at most.

What our clients appreciate most

Parents like you, all across Quebec, who chose to protect their family.

“Thank you to the whole team, you are so professional and warm, which is rare these days! It’s a pleasure to leave a review.”

Geneviève

Mom of Félix

“The team is on the ball and the service is very clear, thank you.”

Marc-André

Dad of Alexandre, Élisabeth and Louis-Félix

“Quick responses on every communication, and services and advice tailored to our needs. Evan is very professional, warm and attentive to his clients. I recommend them.”

Jean-Michel

Dad of Élodie

How does it work?

A simple, respectful process that fits the pace of a busy parent.

1

Leave your contact details

Fill out the form above (about 30 seconds)

2

We call you

You talk to someone who knows the field and can easily answer your questions and concerns.

3

We clarify your solution

You leave with a clear answer on protecting your family and the options available to you.

No-pressure call · No obligation · Confidential information

Google reviews from our clients

Thousands of Quebecers trust us to compare their insurance

Get my free quote

Back to the form: 2 minutes, no obligation.

The team behind the service

A small team that serves clients everywhere in Quebec. The person who calls you back works here.

Services financiers Finox

Services financiers Finox inc.: an independent firm

A Quebec financial services firm registered with the Autorité des marchés financiers, based in Mascouche, independent from the insurers. 268 Google reviews, rated 5.0. Your information is used only to prepare your quotes; one person from our team calls you back.

  • Dany Michaud
    Dany Michaud
    Partner
    AMF no. 243405
  • Evan Juteau Lapierre
    Evan Juteau Lapierre
    Partner and senior broker
    AMF no. 260856
  • Étienne Lejeune
    Étienne Lejeune
    Senior broker
    AMF no. 250008
  • Alexandre Clément
    Alexandre Clément
    Associate advisor
    AMF no. 250201
  • Mathis Aubin Savard
    Mathis Aubin Savard
    Advisor
    AMF no. 277477
  • Cédric Sénéchal
    Cédric Sénéchal
    Director of strategic development and marketing
  • Kim Côté
    Kim Côté
    Property and casualty insurance
  • Zavier Binette
    Zavier Binette
    Intern
  • Émie Bélanger
    Émie Bélanger
    Advisor assistant
  • Jessica Archambault-Leona
    Jessica Archambault-Leona
    Social media manager

Meet the team →

Frequently Asked Questions

Yes. The goal is simply to talk about your situation and answer your questions. There is no pressure and no obligation.

No. The decision is entirely yours. The call is there first and foremost to clarify your situation and your options.

Usually between 10 and 20 minutes, depending on your questions and your situation.

Yes. Your information is confidential and used only to contact you about your request.

Often not. Group insurance typically covers 1 to 2 times your salary, while a family needs 5 to 10 times its annual income to maintain its standard of living. And you lose that coverage if you change jobs.

Much less than you think. A healthy parent aged 30 to 35 can get $500,000 of coverage for as little as $25 to $40 a month. The younger you are, the less it costs.

You work hard for your family.

Take a few minutes to confirm how to protect it, simply.

Starting a family also means protecting its financial future — and it costs nothing to check.

Protect my family now

No-pressure call · No obligation · 100% confidential