Couple planning their final expense insurance in Quebec
More than 500 Quebec families trust us

Your loved ones shouldn’t have to pay for your funeral.

5.0 · 268 Google reviewsAdvisors certified by the AMF

In 2 minutes, find out what it costs to protect your family from funeral expenses. No medical exam. No pressure.

“I finally have peace of mind. My children won’t have to worry about this. Thank you from the bottom of my heart.”

— Huguette L., 72, Drummondville

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We understand how you feel.

Nobody likes to think about this. But your loved ones will thank you for doing it.

A death is already a difficult time. When bills pile on top of grief, it becomes a crushing burden for the people we love most.

Here is the reality in Quebec
What most people don’t know

In Quebec, a funeral costs on average more than $10,000.

And that bill arrives within days of the death. Here is what has to be paid quickly:

  • Funeral home and casket
    $3,000 – $7,000
  • Headstone or columbarium
    $1,500 – $4,000
  • Ceremony and reception
    $500 – $2,000
  • Administrative and legal fees
    $500 – $1,500

Estimated total: between $6,000 and $18,000, payable within days.

Average funeral costs in Quebec

$10,000+

That is what your family will have to pay.

The question isn’t “if” but “who” will pay.

“The government will take care of it”... Really?

Many people believe public programs cover funeral costs. Here is what actually happens:

QPP (Quebec Pension Plan)
Max $2,500

On a $10,000+ bill

Social assistance
Very strict conditions

Almost nobody qualifies

Group insurance
Ends at retirement

You are no longer covered

The difference between what the government pays and the real bill?
Your family pays it out of pocket.

Family gathered together

Imagine for a moment...

Your children, already grieving, who also have to come up with thousands of dollars within days. Not because they have no money... but because nobody had planned for it.

💳

Pulling out the credit card at the funeral home

😔

Choosing the cheapest casket for lack of means

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Asking relatives to chip in

Your last memory shouldn’t be a bill.

You can change that today, in 2 minutes.

Good news

There is a simple, affordable solution. Even if you are 65, 70 or 80.

Final expense insurance was designed for exactly this situation. No medical exam needed. No complicated paperwork. Just clear protection for your family.

Guaranteed acceptance

Even with health problems, you can be covered. No refusals.

Starting at $30/month

Options for every budget. You choose the amount that suits you.

Fast payment to your loved ones

The amount is paid directly to your beneficiary, tax-free.

Permanent protection

Your coverage never decreases and cannot be cancelled.

At Finox, we guide you with heart.

We will never sell you something you don’t need. Our role is to listen, understand your situation and show you the options that exist. Simply. Humanely.

🤝

Attentive listening

💬

Clear answers

🕊️

Zero pressure

Get my free quote

No obligation. A call of 10 minutes at most.

They made the right choice. Here is what they have to say.

People like you, all across Quebec, who chose to protect their family.

“I thought it was too late at 74. Finox found me a simple, affordable solution. My children won’t have to worry. It does me a world of good.”

Normand R.

74, Trois-Rivières

“When my husband passed away, we weren’t prepared. The bills piled up. I swore I would never put my children through that. It is now taken care of.”

Claudette M.

68, Sherbrooke

“Evan is very professional, warm and attentive. He took the time to explain every option without ever pressuring me. I recommend him to everyone.”

Jean-Paul D.

71, Quebec City

It’s simple. 3 steps, and it’s done.

No endless paperwork. No complicated appointments. Everything is done by phone, at your pace.

1

Fill out the form

It takes 30 seconds. Just your name and your number so we can call you.

2

An advisor calls you

Someone warm and patient who understands your reality. Ask all your questions.

3

You walk away with answers

You know exactly what it costs and what your options are. No obligation to buy.

No-pressure call · No obligation · 100% confidential

Every day that goes by without protection is a risk for your family.

We don’t say this to scare you. It is simply the reality. The longer you wait, the more premiums rise — and the fewer options are available.

The best time to act?

Today.

I want to protect my family

Free. No obligation. Answer within 24 hours.

Google reviews from our clients

Thousands of Quebecers trust us to compare their insurance

Get my free quote

Back to the form: 2 minutes, no obligation.

The team behind the service

A small team that serves clients everywhere in Quebec. The person who calls you back works here.

Services financiers Finox

Services financiers Finox inc.: an independent firm

A Quebec financial services firm registered with the Autorité des marchés financiers, based in Mascouche, independent from the insurers. 268 Google reviews, rated 5.0. Your information is used only to prepare your quotes; one person from our team calls you back.

  • Dany Michaud
    Dany Michaud
    Partner
    AMF no. 243405
  • Evan Juteau Lapierre
    Evan Juteau Lapierre
    Partner and senior broker
    AMF no. 260856
  • Étienne Lejeune
    Étienne Lejeune
    Senior broker
    AMF no. 250008
  • Alexandre Clément
    Alexandre Clément
    Associate advisor
    AMF no. 250201
  • Mathis Aubin Savard
    Mathis Aubin Savard
    Advisor
    AMF no. 277477
  • Cédric Sénéchal
    Cédric Sénéchal
    Director of strategic development and marketing
  • Kim Côté
    Kim Côté
    Property and casualty insurance
  • Zavier Binette
    Zavier Binette
    Intern
  • Émie Bélanger
    Émie Bélanger
    Advisor assistant
  • Jessica Archambault-Leona
    Jessica Archambault-Leona
    Social media manager

Meet the team →

Your questions, our answers

Yes, 100%. We simply take the time to talk with you, understand your situation and answer your questions. No pressure, no obligation.

Absolutely not. The decision is entirely yours. Our role is to inform you — not to sell you anything.

Between 10 and 20 minutes, at your pace. Some people have many questions; others simply want to know their options. We adapt to you.

Yes. Your information is 100% confidential and used only to contact you about your request. Nothing else.

Of course! There are solutions designed specifically for people aged 50 to 85, often with no medical exam. Your age should never stop you from protecting your loved ones.

It depends on your age and the amount you want, but many of our clients get full coverage for less than $50 a month. An advisor can give you an exact rate in a few minutes.

You worked your whole life for your family.

Take 2 minutes today to give them peace of mind.

It is probably the most generous thing you can do — and it costs nothing to ask.

Get my free quote

No-pressure call · No obligation · 100% confidential